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Friday, June 4, 2010

FHA: Loan of Choice for Most Buyers

From Daily Real Estate News, June 4, 2010

The vast majority of potential home buyers – 87 percent – plan to use a Federal Housing Administration home loan to finance their purchases, according to a new survey from the Home Buying Institute, a consulting service.
In a survey of 12,000 home shoppers, two-thirds first-time buyers – nearly 54 percent – said they preferred an FHA loan because it requires a small down payment. The remainder chose an FHA loan for these reasons:
* 19.2 percent thought the qualification process would be easier.
* 13.5 percent said they didn’t think they could qualify for a conventional mortgage loan.
* 7.7 percent said they had bad credit.
* 5.8 percent said their income was too low to qualify for a conventional loan.

Source: Home Buying Institute (06/04/10)

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