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Tuesday, January 5, 2010

Prime Defaults Likely to Rise

From Realtor Magazine Online, Daily Real Estate News January 5, 2010

Mortgage defaults among prime borrowers are likely to increase in 2009, say Robert Shiller and Karl Case, the economists who created the S&P/Case-Shiller Home Price Index.

Shiller, a Yale professor, points to a report from the Comptroller of the Currency and the Office of Thrift Supervision, released Dec. 21, that says the number of overdue prime mortgages doubled in the third quarter compared to a year earlier.

The research team blames the increase on unemployment. “Unemployment is not respecting income boundaries,” says Case. “It’s affecting rich people, poor people, and middle-income people and they all have mortgages.”

Case says he doesn’t believe the rising number of prime foreclosures will derail the housing recovery because the supply of new homes for sale is at the lowest level in 40 years. “That’s taking some of the pressure off,” he says.

Source: Bloomberg, Kathleen M. Howley and Mike Dorning (01/04/2010)

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