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Wednesday, June 17, 2009

Mortgage Applications Fall Again

From Realtor Magazine Online, Daily Real Estate News June 17, 2009

The weekly mortgage application index compiled by the Mortgage Bankers Association declined 15.8 percent to 514.4 on a seasonally adjusted basis last week compared to 611 the previous week.

On an unadjusted basis, the index fell 15.8 percent. Compared to the same week last year, applications were off 0.3 percent. The refinance index was down 23.3 percent, while the purchase index fell 3.5 percent.

There were fewer applications last week than in any week since November 2008.

Mortgage rates actually declined slightly after having risen steadily for almost a month.

* 30-year fixed-rate mortgages decreased to 5.50 percent from 5.57 percent;
* 15-year fixed-rate mortgages decreased to 4.99 percent from 5.10 percent;
* 1-year ARMs decreased to 6.54 percent from 6.75 percent.

Source: Mortgage Bankers Association (06/17/2009)

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