Welcome to our Home, James! ® Ocean View Beach Homes & Condos Blog

We believe the California Riviera - extending along coastal San Diego and south Orange County - is the best place in the world to live!

WHO MAY POST ON THIS BLOG: We invite contractors, inspectors, lenders, title, escrow and others in fields related to real estate to post helpful articles, advice or comments to this blog. Go ahead and include reference to your website and contact information. We especially encourage enquiries from clients and prospects. Post your questions to this blog - or email or call us - and watch for a timely reply.

Remember, for anything "real estate" along the entire California Riviera from Orange County to the Mexican Border just say, "Home, James!"

SCROLL DOWN TO VIEW POSTS

* If you have a subject of interest, try SEARCH - we already have thousand posts and abundant content on home improvement and maintenance, systems, landscaping, "green" energy efficiency, tax credits and deductions, finance, insurance, and many others! Chances are good that you will find exactly what you need to know. Go ahead, Search!*

Search This Blog

Wednesday, April 22, 2009

Where to Get Foreclosure Help

From Realtor Magazine Online, Daily Real Estate News April 22, 2009

With all the dubious assistance programs and out-right scams preying on home owners facing foreclosure, it can be difficult to find legitimate help.

Here’s a list of programs that are either operated by the U.S. government or have its seal of approval:

* To find a counselor, contact the U.S. Department of Housing and Urban Development (HUD) at (800) 569-4287 or (877) 483-1515, or go to www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

* Call (888) 995-HOPE, the Homeowner’s HOPE Hotline to reach a nonprofit, HUD-approved counselor through HOPE NOW, a cooperative effort of mortgage counselors and lenders to assist homeowners.

* Visit NeighborWorks America’s Web site at www.nw.org/network/home.asp

* Go to this Web site for information on federal mortgage modification and refinancing programs: http://www.makinghomeaffordable.gov/

* The Controller of the Currency’s consumer information site for banking-related questions is http://www.helpwithmybank.gov/

* OCC Customer Assistance Group and consumer assistance site: www.occ.gov/customer.htm

* Federal Trade Commission: www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm

* Federal Reserve Board: www.federalreserve.gov/pubs/foreclosurescamtips/default.htm

* NeighborWorks America: http://www.nw.org/

* HOPE NOW: http://www.hopenow.com/

Source: Controller of the Currency (04/21/2009)

No comments: