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Wednesday, April 29, 2009

Refinancing Activity Declines Sharply

From Realtor Magazine Online, Daily Real Estate News April 29, 2009

Mortgage applications decreased significantly last week compared to the previous week, declining 18.1 percent to 960.6 on a seasonally adjusted basis from 1,172.2, according to the Mortgage Bankers Association weekly index.

On an unadjusted basis, the index decreased 17.4 percent compared with the previous week, while increasing 62.7 percent compared with the same week a year ago.

Most of the decline was in the refinance share of mortgage activity with the refinance index decreasing 21.9 percent, while the purchase index went down only 0.6 percent.

Mortgage rates were down compared to the previous week:

* 30-year fixed-rate mortgages decreased to 4.62 percent from 4.73 percent;
* 15-year fixed-rate mortgages decreased to 4.45 percent from 4.46 percent;
* 1-year ARMs increased to 6.23 percent from 6.19 percent.

Source: Mortgage Bankers Association (04/29/2009)

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