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Wednesday, April 22, 2009

Mortgage Volume Is on the Rise

From Realtor Magazine Online, Daily Real Estate News April 22, 2009

Mortgage applications rose last week after being down slightly the previous week, probably because of the Easter and Passover holidays. The increase was driven by refinances, though purchases were down.

Mortgage application volume reached 1,172.2, an increase of 5.3 percent on a seasonally adjusted basis from 1,113.2 a week earlier.

On an unadjusted basis, the index rose 5.3 percent compared to the previous week and was up 76.9 percent compared with the same week a year ago.

The refinance index was up 7.7 percent, while the purchase index declined 4.2 percent. The refinance share of total applications was 79.7 percent.

Mortgage interest rates were up slightly:

* 30-year fixed-rate mortgages increased to 4.73 percent from 4.70 percent
* 15-year fixed-rate mortgages remained unchanged at 4.46 percent
* 1-year ARMs decreased to 6.19 percent from 6.21 percent

Source: Mortgage Bankers Association (04/22/2009)

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