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Wednesday, April 15, 2009

Mortgage Applications Fell During Holiday Week

From Realtor Magazine Online, Daily Real Estate News April 15, 2009

Mortgage applications volume fell 11 percent last week to 1,113.2 from 1,250.6 the previous week on a seasonally adjusted basis, according to the Mortgage Bankers Association weekly survey.

On an unadjusted basis, the index decreased 10.9 percent compared with the previous week. It increased 45.6 percent compared with the same week a year ago.

The refinance share of activity decreased 1/10th of a percent while the purchase index declined 11.3 percent.

This was the first drop in mortgage applications in five weeks. While there was no adjustment in the calculations for the Easter and Passover holidays, it may have contributed to the decline in volume, the mortgage bankers suggested.

Mortgage rates continued to fall:

* 30-year fixed-rate mortgages decreased to 4.70 percent from 4.73 percent
* 15-year fixed-rate mortgages decreased to 4.46 percent from 4.49 percent
* 1-year ARMs decreased to 6.21 percent from 6.23 percent

Source: Mortgage Bankers Association (04/15/2009)

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