Welcome to our Home, James! ® Ocean View Beach Homes & Condos Blog

We believe the California Riviera - extending along coastal San Diego and south Orange County - is the best place in the world to live!

WHO MAY POST ON THIS BLOG: We invite contractors, inspectors, lenders, title, escrow and others in fields related to real estate to post helpful articles, advice or comments to this blog. Go ahead and include reference to your website and contact information. We especially encourage enquiries from clients and prospects. Post your questions to this blog - or email or call us - and watch for a timely reply.

Remember, for anything "real estate" along the entire California Riviera from Orange County to the Mexican Border just say, "Home, James!"

SCROLL DOWN TO VIEW POSTS

* If you have a subject of interest, try SEARCH - we already have thousand posts and abundant content on home improvement and maintenance, systems, landscaping, "green" energy efficiency, tax credits and deductions, finance, insurance, and many others! Chances are good that you will find exactly what you need to know. Go ahead, Search!*

Search This Blog

Wednesday, April 1, 2009

Falling Rates Boost Mortgage Applications

From Realtor Magazine Online, Daily Real Estate News April 1, 2009

Mortgage applications continue to rise as rates slide. The weekly mortgage application index compiled by the Mortgage Bankers Association rose 3 percent last week to 1,194.4 from 1,159.4 on a seasonally adjusted basis.

On an unadjusted basis, the index increased 2.9 percent compared to the previous week and was up 68.8 compared to the same week last year.

The refinance share of mortgage activity is driving the increase, rising to 79.1 percent of total applications, up from 78.5 the previous week.

Fixed rates are at or near record lows:

● 30-year fixed-rate mortgages decreased to 4.61 percent from 4.63 percent.
● 15-year fixed-rate mortgages decreased to 4.45 percent from 4.48 percent.
● 1-year ARMs decreased to 6.20 percent from 6.22 percent.

Source: Mortgage Bankers Association (04/01/2009)

No comments: