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Monday, March 9, 2009

Californians Feel Left Out of Foreclosure Plan

From Realtor Magazine Online, Daily Real Estate News March 9, 2009

The Obama administration’s plan to prevent foreclosures leaves many Californians out in the cold because it limits refinancing assistance to people who owe no more than 105 percent of what their homes are worth.

Many home owners in California owe far more than 105 percent on their homes, expert say.

California officials say the plan doesn’t help the people who need it most. More than 30 percent of home owners in San Bernardino and San Diego counties exceed that limit, while 29 percent in Los Angeles County are in that boat, according to researchers at the Columbia University business school real estate studies center.

Columbia professor of real estate Christopher Mayer says, "The 105 percent loan-to-value limit will really constrain the program in California, and is also unnecessary.”

California Assemblyman Ted Lieu praised the administration’s efforts but called on President Barack Obama to do more for California.

Source: The Los Angeles Times, E. Scott Reckard (03/07/2009)

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