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Wednesday, February 4, 2009

Mortgage Volume Rebounds Despite Higher Rates

From Realtor Magazine Online, Daily Real Estate News February 4, 2009

The volume of loan applications rebounded last week, rising 8.6 percent on a seasonally adjusted basis to 795.4 from 732.1 the previous week, according to the Mortgage Bankers Association weekly survey.

On an unadjusted basis, the index rose 28.1 percent compared with the previous week and decreased 26.9 percent compared with the same week a year ago.

Refinances continued to drive the market. The refinance share of mortgage activity increased to 73.2 percent of total applications, up slightly from 72.8 the previous week.

Mortgage rates rose slightly last week:

* 30-year fixed-rate mortgages increased to 5.28 percent from 5.22 percent;
* 15-year fixed-rate mortgages increased to 5.15 percent from 4.98 percent;
* 1-year ARMs increased to 6.09 percent from 5.96 percent.

Source: Mortgage Bankers Association (02/04/2009)

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