Welcome to our Home, James! ® Ocean View Beach Homes & Condos Blog

We believe the California Riviera - extending along coastal San Diego and south Orange County - is the best place in the world to live!

WHO MAY POST ON THIS BLOG: We invite contractors, inspectors, lenders, title, escrow and others in fields related to real estate to post helpful articles, advice or comments to this blog. Go ahead and include reference to your website and contact information. We especially encourage enquiries from clients and prospects. Post your questions to this blog - or email or call us - and watch for a timely reply.

Remember, for anything "real estate" along the entire California Riviera from Orange County to the Mexican Border just say, "Home, James!"

SCROLL DOWN TO VIEW POSTS

* If you have a subject of interest, try SEARCH - we already have thousand posts and abundant content on home improvement and maintenance, systems, landscaping, "green" energy efficiency, tax credits and deductions, finance, insurance, and many others! Chances are good that you will find exactly what you need to know. Go ahead, Search!*

Search This Blog

Wednesday, February 25, 2009

Mortgage Applications Drop as Rates Rise

From Realtor Magazine Online, Daily Real Estate News February 25, 2009

Mortgage applications seesawed downward last week falling 15.1 percent on a seasonally adjusted basis to 743.5 from 875.3 the previous week, according to the Mortgage Bankers Association’s weekly survey.

When mortgage rates tick up, mortgage applications rise—and vice versa.

On an unadjusted basis, the index decreased 22.6 percent but was up 9.8 percent compared with the same week a year ago.

The refinance share of mortgage activity fell from 74.2 percent the previous week to 69.7 percent last week.

Mortgage rates were up slightly:

* 30-year fixed-rate mortgages increased to 5.07 percent from 4.99 percent
* 15-year fixed-rate mortgages increased to 4.71 percent from 4.66 percent
* 1-year ARMs increased to 6.13 percent from 6.10 percent

Source: Mortgage Bankers Association (02/25/2009)

No comments: