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Sunday, January 18, 2009

VA Loans Offer Superb Opportunities

If you are a veteran, you should be sure to take advantage of your VA Loan benefit.

VA Loans offer substantial benefits:

• No Down Payment is required in most cases
• No minimum credit score required
• Loan maximum may be up to 100% of the VA –establish reasonable value of the property
• Lower interest rate than fixed-rate mortgages
• No monthly mortgage insurance premium to pay (Funding Fee is upfront and financed)
• Limitation on borrower’s closing costs

Eligible Properties

• 30 yr fixed • 1-4 units
• 15 year fixed • Condominiums
• 3/1 adjustable • PUD’s
• 5/1 adjustable • Modular Home
*Manufactured Homes

VA Loan Types

• 30 yr fixed
• 15 year fixed
• 3/1 adjustable
• 5/1 adjustable

So, if you're looking to buy...Just say, "Home, James! ®"

Call:

Tim James
Prudential California Realty
1299 Prospect Street
La Jolla, CA 92037
Cell: (909) 702-3220
Fax: (858) 246 6078
Email: drtimjames@usa.net
http://www.homejames-sandiego.com/
http://www.homejames-orangecounty.com/
http://www.invest-in-california-property.com/
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