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Tuesday, January 20, 2009

Mortgage Rates Remain Below 5%

From Realtor Magazine Online, Daily Real Estate News January 20, 2009

The weekly average rate borrowers were quoted on Zillow for 30-year mortgages rose slightly last week to 4.96 percent, up from 4.92 percent the week prior, according to the Zillow Mortgage Rate Monitor.

Meanwhile, rates for 15-year fixed mortgages increased to 4.72 percent, up from 4.58 percent and 5-1 adjustable rate mortgages decreased to 5.22 percent from 5.35 percent.

Rates for 30-year fixed mortgages rose slightly on Monday evening, with the average rate on Zillow Mortgage Marketplace at 5.01 percent.

At a state level, the 30-year fixed rate in Michigan was the only rate decrease recorded, dropping from 5.05 percent to 5 percent. Rates on 30-year fixed mortgages were lowest in the states of Oregon (4.87 percent) and Florida (4.88 percent), while Colorado (5.06 percent) and Tennessee (5.06 percent) had the highest rates.

The Zillow Mortgage Rate Monitor is compiled each week using thousands of mortgage rates quoted on Zillow Mortgage Marketplace by mortgage lenders to borrowers who have submitted loan requests. Zillow Mortgage Marketplace is a lending marketplace where borrowers can anonymously receive mortgage quotes directly from lenders.

Source: Zillow.com

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