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Wednesday, November 26, 2008

FHA, VA Loans Surge in October

From Realtor Magazine Online, Daily Real Estate News November 26, 2008

The Mortgage Bankers Association reports that FHA, VA, and other government-insured loans accounted for about 33 percent of home loan applications in October, up from 10 percent a year ago.

Government-insured loans secured their biggest share of applications since February 1991 because they have lower down-payment criteria, more relaxed underwriting standards, and also had a higher loan limit for high-cost areas this year, the MBA notes.

Applications for government-insured loans surged 113.6 percent from a year ago in October, while applications for conventional loans fell 49.7 percent.

Refinancings from conventional loans to FHA-insured loans rocketed 144.3 percent from a year ago.

Source: Inman News (11/26/08)

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