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Wednesday, October 8, 2008

Mortgage Applications Rise

From Realtor Magazine Online, Daily Real Estate News October 8, 2008

Mortgage applications increased slightly last week, rising 2.2 percent on an adjusted basis from 455.4 to 454.4, according to the Mortgage Bankers Association’s weekly survey.

On an unadjusted basis, the index increased 2.2 percent, but was down 28.6 percent compared to the same week a year ago.

Most of the increase was in home purchases. That index rose 3.2 percent, while the index of refinances increased only 0.9 percent.

Mortgage rates were down slightly:

* 30-year fixed-rate mortgages decreased to 5.99 percent from 6.07 percent.
* 15-year fixed-rate mortgages decreased to 5.71 percent from 5.82 percent.
* 1-year ARMs remained unchanged at 6.60 percent.

Source: Mortgage Bankers Association (10/08/08)

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