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Wednesday, August 13, 2008

Mortgage Applications Show Slight Dip

From Realtor Magazine Online, Daily Real Estate News August 13, 2008

Mortgage applications edged downward last week as interest rates rose, according to the Mortgage Bankers Association.

The index fell to 425.9, a decrease of 1.5 percent on a seasonally adjusted basis from 432.6 a week earlier. On an unadjusted basis, the index decreased 2.2 percent compared to the previous week, and was down 36.9 percent compared to the same week a year ago.

The refinance index decreased 4.2 percent and the purchase index remained unchanged.

Mortgage rates were mixed:

* 30-year fixed-rate mortgages increased to 6.57 percent from 6.41 percent;
* 15-year fixed-rate mortgages increased to 6.17 percent from 6.02 percent;
* 1-year ARMs decreased to 7.15 percent from 7.17 percent.

Source: Mortgage Bankers Association (08/13/2008)

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