Welcome to our Home, James! ® Ocean View Beach Homes & Condos Blog

We believe the California Riviera - extending along coastal San Diego and south Orange County - is the best place in the world to live!

WHO MAY POST ON THIS BLOG: We invite contractors, inspectors, lenders, title, escrow and others in fields related to real estate to post helpful articles, advice or comments to this blog. Go ahead and include reference to your website and contact information. We especially encourage enquiries from clients and prospects. Post your questions to this blog - or email or call us - and watch for a timely reply.

Remember, for anything "real estate" along the entire California Riviera from Orange County to the Mexican Border just say, "Home, James!"

SCROLL DOWN TO VIEW POSTS

* If you have a subject of interest, try SEARCH - we already have thousand posts and abundant content on home improvement and maintenance, systems, landscaping, "green" energy efficiency, tax credits and deductions, finance, insurance, and many others! Chances are good that you will find exactly what you need to know. Go ahead, Search!*

Search This Blog

Monday, August 11, 2008

Fannie, Freddie Avoid Mortgage Securities

From Realtor Magazine Online, Daily Real Estate News August 11, 2008

Fannie Mae announced Friday that it is cutting back on its purchase of mortgage securities, focusing instead on buying jumbo loans.

Freddie Mac announced a similar decision last Wednesday.

The moves are expected to trigger a sell off of mortgage securities that will drive down their values. This will likely further tighten an already hobbled market.

Observers say that this kind of decision begs the question of whether Fannie and Freddie should really be public companies.

As the biggest buyers of these securities, the decision by Fannie and Freddie "raises the question of who is going to buy these mortgages," said Ajay Rajadhyaksha, U.S. head of fixed-income research at Barclays Capital.

Source: The Wall Street Journal, Aparajita Saha-Bubna and Prabha Natarajan (08/09/08)

No comments: