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Wednesday, May 28, 2008

Purchase Mortgage Applications Rise

From Realtor Magazine Online, Daily Real Estate News May 28, 2008

Mortgage applications fell 4.6 percent last week on a seasonally adjusted basis to 593.3 from 621.6 the previous week, the Mortgage Bankers Association says.

On an unadjusted basis, the index also declined 4.6 percent compared with the previous week and was down 7.5 percent compared with the same week last year.

The decline was driven by an 8.9 percent decline in refinance applications, whose share decreased to 46.1 percent from 48.2 percent the previous week. Purchases actually increased 9.1 percent.

Mortgage rates were up marginally:

* 30-year fixed-rate mortgages increased to 5.96 percent from 5.90 percent;
* 15-year fixed-rate mortgages increased to 5.49 percent from 5.42 percent;
* 1-year ARMs increased to 6.92 percent from 6.71 percent.

Source: Mortgage Bankers Association (05/28/2008)

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