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Wednesday, May 7, 2008

Mortgage Applications Rebound

From Realtor Magazine Online, Daily Real Estate News May 7, 2008

After a couple of down weeks, the spring buying season kicked in and mortgage application volume rose last week 15.6 percent on a seasonally adjusted basis to 655.4 from 567.0 the previous week, according to the Mortgage Bankers Association weekly survey.

On an unadjusted basis, the index increased 15.9 percent compared to the previous week, but was down 4.4 percent from the same week a year ago.

Last week’s increase reflected a rise of 19.3 percent in refinances with the refinance share of mortgage activity rising to 47.1 percent from 45.7 the previous week. Purchase applications rose 12.1 percent.

Interest rates declined slightly:

- 30-year fixed-rate mortgages decreased to 5.91 percent from 6.01 percent;
- 15-year fixed-rate mortgages decreased to 5.49 percent from 5.53 percent;
- 1-year ARMs decreased to 6.77 percent from 6.86 percent.

Source: Mortgage Bankers Association (05/07/2008)

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