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Wednesday, April 2, 2008

Mortgage Applications Fall

From Realtor Magazine Online, Daily Real Estate News April 2, 2008

Mortgage applications declined last week as rates rose and the approval process tightened, but application rates were still higher than they were the same time last year.

The Mortgage Bankers Association weekly mortgage applications survey showed that application volume had declined 28.7 percent on an adjusted basis to 688.3 from 965.9 the previous week. On an unadjusted basis, the index decreased 28.1 percent from the previous week, but was up 4.8 percent compared with the same week a year ago.

The refinance index decreased 38.1 percent, while the purchase index decreased 11.8 percent. The refinance share of mortgage activity decreased to 53.4 percent.Mortgage rates rose:

- 30-year fixed-rate mortgages increased to 5.75 percent from 5.74 percent.
- 15-year fixed-rate mortgages increased to 5.27 percent from 5.23 percent.
- 1-year ARMs decreased to 7.0 percent from 7.02 percent.

Source: Mortgage Bankers Association (04/02/08)

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