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Thursday, March 20, 2008

FICO 08

Fair Isaac Corp. is preparing to launch a new FICO scoring system, called FICO 08, which promises to more accurately predict those at high risk of default. FICO 08 will score consumers on the same 300 to 850 scoring system as the current scoring system. However, the new system will give more points to those who carry a variety of credit types, and penalize those that max out or use a high percentage of their available credit. The new scores will be reflected in credit reports as early as spring, but large lenders may test FICO 08 further before adopting it.
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