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Friday, February 15, 2008

Congress Moves to Boost Housing

From Realtor Magazine Online, Daily Real Estate News February 15, 2008

Congress is eyeing more incentives as ways to address problems in the housing market — a growing issue in this contentious election year.

Top Democrats, who successfully backed the just-passed economic-stimulus bill, say they will push through a second measure that — among other things — will allow bankruptcy judges to alter the terms of certain mortgages.

Another measure under consideration is a tax break allowing companies with operating losses this year or the two previous years to apply them to past years for a refund. This idea is popular with home builders.

A third proposal would allot an additional $10 billion in bonding authority so housing-finance agencies can give more help to people refinancing subprime loans or first-time buyers. President Bush recently backed this idea.

Lawmakers also are considering $4 billion in block grants so localities with high foreclosure rates can buy and rehabilitate unoccupied property and $200 million for pre-foreclosure housing counselors.

Source: The Wall Street Journal, Sarah Lueck (02/15/08)

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