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Wednesday, January 9, 2008

Salespeople Change Advice on Mortgage Providers

From Realtor Magazine Online, Daily Real Estate News January 9, 2008

A December 2007 survey of more than 2,400 real estate agents by Campbell Communications, "How Agents View Lender Relationships in Stressed Markets," shows that 40 percent of those polled have altered their lender recommendations in response to the troubled mortgage market.

Most now recommend the lender owned by their brokerages, with Weichert Financial, Coldwell Banker Mortgage, and ERA Mortgage ranking higher than such national lenders as Bank of America, Countrywide Home Loans, and Washington Mutual.

During the past few months, respondents noted that over 33 percent of home purchases were not finalized, with mortgage-related problems responsible in 13 percent of failed deals. Low credit scores and inadequate incomes or down payments were the biggest problems, according to agents, some of whom complain that lenders are taking too much time seeking approvals on mortgages for which the borrower does not qualify.

Source: Originator Times (01/07/08)

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